SoFi Credit Monitoring bonus: $10
SoFi gives new users $10 in rewards points (1,000 points) for setting up credit score monitoring. You can redeem the points into a SoFi Checking or Savings account. No deposit is needed.
This is my referral link. If you use it, I may earn a bonus.
Open SoFi Credit Monitoring offerKey terms
| Bonus | $10 |
|---|---|
| Requirement | See official terms |
| Direct deposit required | No |
| Payout timing | 3 days |
| Eligible states | All US states |
| Expires | No stated end date |
Last verified: October 2026
Steps
- Download SoFi from this link: https://www.sofi.com/invite/relay?gcp=beb7baae-e8c2-45fc-ae61-423ee9c967b8&isAliasGcp=false
- Sign up for SoFi’s free credit score monitoring
- In the next 3-4 days, you will receive 1,000 SoFi points
- Redeem your 1,000 SoFi points for cash directly into your SoFi Checking or Savings account or link your virtual SoFi debit card to Apple Pay to use the points there
FAQ
Is direct deposit required?
No. You only need to set up credit score monitoring.
How do I use the points?
Redeem them into a SoFi Checking or Savings account, or another active SoFi account.
Who is eligible?
New SoFi users without an existing account, once per person.
How long until the points post?
The card's steps say about 3 to 4 days.