Signup bonus guides

Plain-English guides on bank and brokerage signup bonuses: what the terms actually require, the steps, and where people get stuck.

• How to Stack a Referral Bonus With a Shopping Portal or Offer Wall Bonus

  You can sometimes earn a shopping portal or offer wall bonus (from sites like Rakuten or Swagbucks) and a bank referral or signup bonus on the same account. Open the portal link first, then the referral link in the same browser window, and sign up on the referral page. It does not always work: some portals and banks credit only one link, and some terms do not allow both.

  Last updated: October 2026