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Spruce bonus: $50

Spruce, from H&R Block, has paid $50 to referred members who get $200 in qualifying direct deposits within 45 days. The referral terms we found list dates that have passed, so check that the offer is live before you sign up.

This is my referral link. If you use it, I may earn a bonus.

Open Spruce offer

Key terms

Bonus$50
Requirement$200 deposit
Direct deposit requiredYes
Payout timing15 days
Eligible statesAll US states
ExpiresNo stated end date

Last verified: October 2026

Steps

  1. Make an account through this link: https://k10iq.app.link/invite/5lHoWIVcAue4Q6toIkWq7wyf
  2. Make a $200 direct deposit into Spruce.
  3. Within 7 business days of the direct deposit, a $50 bonus should be added to your account

FAQ

Is direct deposit required?

Yes. You need $200 in direct deposits from an employer or government benefits within 45 days.

How long until the bonus posts?

Within 7 business days after you meet the requirements.

What does not count?

Tax refunds do not count as qualifying direct deposits.

Is the offer still available?

It may not be. The referral terms we found covered accounts opened April 16 to May 31, 2026, so check before you sign up.

Official terms

Read Spruce's official offer terms

Pairs well with

Quick share card

Just want the link, code, and steps to send a friend? Open the Spruce referral card