Ally bonus: $100
Ally pays a $100 welcome bonus when you open a Spending Account through a referral link and receive a qualifying direct deposit. Fund the account within 30 days and get a paycheck or benefits deposit within 60 days. The bonus arrives within 30 days of that deposit.
This is my referral link. If you use it, I may earn a bonus.
Open Ally offerKey terms
| Bonus | $100 |
|---|---|
| Requirement | $1 deposit |
| Direct deposit required | Yes |
| Payout timing | 30 days |
| Eligible states | All US states |
| Expires | No stated end date |
Last verified: October 2026
Steps
- Open an Ally Spending Account through this link: https://www.ally.com/referral?code=7H5J9S6K5N. Enroll through the link by December 31, 2026, and open the account within 30 days of enrolling.
- Fund the new Spending Account with any amount within 30 days of opening it.
- Set up direct deposit of your paycheck (from your employer or payroll provider) or your government benefits into the Ally Spending Account. One qualifying direct deposit of any amount must arrive within 60 days of opening the account. Transfers from other bank accounts do not count as direct deposits.
- Within 30 days of receiving your qualifying direct deposit, you will receive a $100 welcome bonus in Ally.
- Tip: Ally's customer support is very responsive. Just ask to chat with a human if the bonus is delayed or you have any other questions.
Proof of my payout
View proof of my payout — one real payout I received, not a typical or promised result.
FAQ
Is direct deposit required?
Yes. You need one qualifying direct deposit from an employer, payroll provider, or benefits payer within 60 days of opening the account. Transfers from other bank accounts do not count.
How much do I need to deposit?
Any amount works. Ally's terms set no minimum for the direct deposit or for the initial funding.
How long until the bonus posts?
Within 30 days of your qualifying direct deposit. Ally deposits the $100 into the new Spending Account.
Who is eligible?
New Ally Bank customers only. You can't get the bonus if you had an Ally Bank deposit account since January 1, 2024, and it's one bonus per person.
When does the offer end?
You must enroll through the referral link by December 31, 2026, and open the account within 30 days of enrolling.