Capital One bonus: $300
Capital One pays $300 when you open a new 360 Checking account with promo code OFFER300. You need at least two direct deposits of $500 or more each within 75 days. The bonus posts within 60 days after that window ends.
This is my referral link. If you use it, I may earn a bonus.
Open Capital One offerKey terms
| Bonus | $300 |
|---|---|
| Requirement | $500 deposit |
| Direct deposit required | Yes |
| Payout timing | 60 days |
| Eligible states | All US states |
| Expires | No stated end date |
Last verified: October 2026
Steps
- Go to this link: https://www.capitalone.com/bank/offer300/
- Open a new, free 360 Checking account with promo code OFFER300
- Set up direct deposit of your paycheck, pension, or government benefits, and receive at least 2 direct deposits of $500 or more each within 75 days of account opening
- Capital One deposits the $300 bonus into your new account within 60 days after the 75-day window ends
Proof of my payout
View proof of my payout — one real payout I received, not a typical or promised result.
FAQ
Is direct deposit required?
Yes. You need at least 2 direct deposits of $500 or more each, such as a paycheck, pension, or government benefits, within 75 days of opening the account.
What code do I use?
Use promo code OFFER300 when you open the account. Only one promo code is allowed per account.
How long until the bonus posts?
Up to 60 days after the 75-day window ends, so expect it within about 135 days of opening the account.
Is there a monthly fee?
No. 360 Checking has no monthly fees or minimum balance.
Who is eligible?
New 360 Checking customers only. You can't qualify if you held a 360 Checking, Simply Checking, or Total Control Checking account since January 1, 2024.