Chase bonus: $400
Chase pays $400 when you open a new Total Checking account and receive direct deposits totaling $1,000 or more within 90 days. The bonus arrives within 15 days of meeting the requirement. The offer currently runs until January 27, 2027.
This is my referral link. If you use it, I may earn a bonus.
Open Chase offerKey terms
| Bonus | $400 |
|---|---|
| Requirement | $1,000 deposit |
| Direct deposit required | Yes |
| Payout timing | 15 days |
| Eligible states | All US states |
| Expires | No stated end date |
Last verified: October 2026
Steps
- Open a new Chase Total Checking account through this link: https://account.chase.com/consumer/banking/seo
- Set up direct deposit of your paycheck or government benefits, and receive direct deposits totaling $1,000 or more within 90 days of enrolling in the offer
- Receive a $400 bonus within 15 days of meeting the requirement
Proof of my payout
View proof of my payout — one real payout I received, not a typical or promised result.
FAQ
Is direct deposit required?
Yes. You need direct deposits totaling $1,000 or more within 90 days of enrolling in the offer.
How long until the bonus posts?
Within 15 days of completing the direct deposit requirement.
Is there a monthly fee?
Yes, $15 a month, but it is waived with $500 or more in electronic deposits each statement period, or a $1,500 daily balance.
Who is eligible?
New Chase checking customers. Existing customers and anyone who got a Chase checking bonus in the last 2 years are not eligible.
When does the offer end?
The current offer runs until January 27, 2027.